The determinants of bank loan recovery rates in good times and bad – New evidence

Determinants of Commercial Bank Automobile Loan Rates

a critical discourse analysis of the new york times and the tehran times news articles, covering the u.s.-led war in afghanistan

تحقیق حاضر متون خبری روزنامه های نیویورک تایمز و تهران تایمز را به صورت تحلیل انتقادی کلامی مورد بررسی قرارمی دهدکه درمورد جنگ به رهبری آ مریکا در افغانستان است. هدف از این تحقیق نشان دادن تاثیر ایدیولوژی و نگرشهای نویسندگان متون خبری است که ممکن است پنهان باشد. برای انجام این تحقیق 20 متن خبری) از هر روزنامه 10 متن خبری) به صورت تصادفی از سایت اینترنتی روزنامه های نیویورک تایمز و تهران تایمز ا...

Predicting bank loan recovery rates with neural networks

This study evaluates the performance of feed-forward neural networks to model and forecast recovery rates of defaulted bank loans. In order to guarantee that the predictions are mapped into the unit interval, the neural networks are implemented with a logistic activation function in the output neuron. The statistical relevance of explanatory variables is assessed using the bootstrap technique. ...

Bank Capital, Borrower Power, and Loan Rates

We test the predictions of several recent theories of how bank capital affects the rates that banks charge their borrowers. Key to all these theories is the notion that the relative bargaining power of a bank and its borrower are critical. We find that banks with low capital are more sensitive to borrower cash flow than are banks with high capital: lowcapital banks charge relatively more for bo...

Apartment Performance in Good Times and Bad

This study estimates and interprets the effects of macroeconomic and local housing market conditions on rents and occupancies in different segments of the multifamily rental housing market. The research uses longitudinal data from a nationally representative sample of apartments drawn from the American Housing Survey to determine whether apartments of different quality grades are differentially...